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Possible Owner Financed Condos and Homes

Owner financing for qualified buyers is dependent on each seller's terms and requirements.  The purchase transaction will have a traditional closing with approximately 7% to 9% of the purchase price paid by the seller at closing for his/her upfront expenses. These seller costs include the commission paid to the real estate companies, and seller closing costs for the title and such. Typically, the down payment below is needed to cover those upfront costs before the seller sees anything toward the sale. The most common terms set by the majority of sellers are as follows:

20% or higher down payment    •   3-5 year balloon   •   5% to 6% interest rate   •   30 year amortization

Owner Financing Homes In Gulf Shores and Orange Beach

Information is provided in part by the IDX program of the Baldwin REALTORSĀ® Association. All information provided is deemed reliable but is not guaranteed and should be independently verified.